TCFD REPORT 2021 TACKLING CLIMATE CHANGE 32 PUTTING CLIMATE AT THE HEART OF OUR BUSINESS STRATEGY Unit trusts: integration of ESG criteria and climate challenges Natixis Assurances systematically includes unit trust products with a SRI or Greenfin label in all new life insurance policies. The latter is a French label which aims to direct a portion of savings for the benefit of the energy and ecological transition. Greenfin excludes the nuclear and fossil fuel sectors. INTEGRATION OF CLIMATE CHALLENGES INTO PERSONAL RETIREMENT SAVINGS In 2020, Natixis Assurances introduced a new personal retirement savings plan (PERI) with an ESG approach that integrates SRI-labeled funds. This plan is composed of three positive impact assets: • a Euro fund that undertakes to invest at least 10% of new payments in assets with a positive impact for the climate; • two unit trust products that integrate ESG criteria: - environment: CO 2 emissions, electricity consumption, waste recycling; - social: quality of employer-employee communications, employment of people with disabilities, employee training; - governance: transparency of executive compensation, anti-corruption policy, increasing the gender balance on Boards of Directors. Development of sustainable insurance products Natixis Assurances aspires to meet new societal challenges through its multi-risk home and automotive insurance products. The Natixis subsidiary supports individual clients in their transition through two priority areas: • developing an impactful prevention policy to combat climate change. • strengthening the sustainability of claims management for clients and service providers by prioritizing the circular economy and the use of more eco-friendly products and equipment. DEVELOPMENT OF AWARENESS-RAISING SUSTAINABLE MOBILITY OFFERINGS Natixis Assurances includes pricing benefits for individuals with vehicles traveling less than 8,000 km (4,970 miles) per year. What’s more, electric vehicle owners benefit from savings of up to 30%. The home insurance range provides optional coverage for new sustainable urban travel modes including electric bicycles and scooters as well as gyropodes. Natixis Assurances also offers eco-driving lessons to its clients.